The credit union is taking immediate action to protect our members and our credit union. We have discovered several isolated events in which members have been affected by fraudulent transactions involving their debit cards. It appears that these transactions are occurring out of state and are signature based transactions. EFFECTIVE IMMEDIATELY, we are requiring you to use your Personal Identification Number (PIN) for all out of state transactions in order to prevent future fraud from happening. What does this mean? When you are asked to choose between “Debit” or “Credit”, be sure to choose “Debit” and enter your PIN. Purchases in Texas will not be affected at this time. Please contact the credit union at 325-658-7557 with any questions or concerns you may have. Thank you for your understanding and assistance while we are dealing with this situation.